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Before you start to apply for schools and scholarships, you should familiarize yourself with some basic terms and definitions. Cost of Attendance COA is the total price for one year of college after all tuition, fees, and required personal expenses are calculated. Expected Family Contribution EFC is the amount of money the government expects your family to contribute to your tuition. The information you provide determines your Expected Family Contribution and your eligibility for grants and many scholarships. Federal student aid consists of federal student loans, grants, and work studies that are awarded by the government based on financial need. Financial Aid Package is the combination of all forms of aid, from all sources, that you are eligible to receive. Your aid package is detailed in the award letter sent to you by your prospective school. Grants are a form of tuition assistance typically awarded by federal and state governments based on financial need and demographic requirements. Student loans are tuition money that must be paid back to the lender over time with interest. Net price is the true cost of college after all gift aid and educational tax benefits are deducted. Room and board is the cost to live on campus. Unlike grants, they are most often merit-based academic achievement, volunteer work, etc. Tuition is the money charged for class instruction. Tuition reimbursement or tuition assistance is when a company refunds some or all of the cost of tuition for employees studying in a work-related area. Work-study or work award is a form of federal financial aid in which students are given tuition funds in exchange for part-time employment. What types of scholarships are available? Broadly, scholarships are either school-sponsored affiliated with a specific institution or external sponsored by outside donors and unaffiliated with a specific institution. Within these two categories, there are a number of other distinct types. The main difference between the two is that grants are sponsored by the government rather than by private organizations. What grants should I apply for? There are currently four types of federal grants available: Financial need Enrollment status Length of attendance Note: You cannot receive Pell Grants from more than one school at a time, or for more than 12 semesters. Not all schools participate. The program requires that specific teaching-related courses be taken. You must also agree to teach: Are not eligible for a Federal Pell Grant on the basis of your Expected Family Contribution but meet the remaining Federal Pell Grant eligibility requirements Were under 24 years old or enrolled in college at least part-time at the time of the death The Best Scholarship Search Platform:
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